7 Ways to Protect Yourself as an Interior Designer

Interior design looks glamorous from the outside looking in. But behind the mood boards and installations is a business that carries real risk. Contracts, vendor relationships, project timelines, and client expectations all create exposure if you’re not careful. If you want your design business to g

What’s a Good Debt-To-Income Ratio?

You’ll see the term debt-to-income ratio a fair amount if you're applying for a mortgage. Debt-to-income ratio is also known as DTI. This is a measure of your monthly debt payments divided by your gross monthly income. Lenders use DTI and your credit history to determine whether or not you can repay

What is a No-Doc Loan?

Before the 2008 housing crash, it was somewhat common for people to get stated income loans. These were mortgages where a lender didn’t verify the borrower's income by looking at their income tax returns, W-2 records, or pay stubs. A lender would simply ask a borrower to state their income, and they

Tensions Cloud a Spring Market That Was Just Finding Its Footing

March arrived carrying genuine promise for a 2026 housing rebound, but the path to a big spring sales rebound has narrowed, according to the Realtor.com® March 2026 Monthly Housing Trends Report released today. Despite mortgage rates rising for four straight weeks and surging economic uncertainty wh