California’s Homeowner’s Insurance Crisis: Catch-22 or Necessary Reform

The area I sell real estate is a triple threat of insurance nightmares. The Hayward Fault runs through the area, in 1991 it was the location of one of history’s largest urban firestorms, and a multitude of seasonal creeks require flood insurance. Insurance coverage is such an issue that the Californ

Closing out the U S housing market for 2025, how does it compare to prior years

Closing out 2025, the U.S. housing market can be best described as "thawing, but not yet flowing." After the deep freeze of 2023 and 2024, the market in late 2025 has stabilized. It is defined by slowly increasing inventory, slightly softer mortgage rates, and modest price growth, though transaction

The Secret to 2026 Success? Start Your Biz Plan Now

Buckle up!  It's that time of year where we set up your 2026 Strategic Plan and Biz Plan update. When you give yourself time to plan ahead,  you have the added advantage to easily  block your "annual calendar" and to block and reserve key  dates to execute specific events and timelines.  When review

How to Decorate a New House Quickly